Fee-Based Planning

CPAF fee-based planning is provided by:

Louis S. Cannataro,
ChFC®, REBC, AEP®, CASL®, CLU®, CLTC, MBA
Wealth Management Advisor/ Estate & Business Planning Advisor

A fee-based planner is compensated for the time and expertise put into designing and creating your personal financial plan, and as such, has a responsibility to ensure your interests and goals are always put first.

Of course, a planner's role with clients goes beyond just providing expert guidance in the creation of your financial plan. When working with you in a fiduciary capacity, this engagement places your interests ahead of ours. A fee-based planner also helps our clients with the implementation of their plans through a combination of innovate brokerage, advisory and/or private client platform solutions.

In the end, your planner is paid to work with you to make sure your financial needs are met with care, with expertise and with an understanding of your unique circumstances and individual goals. Together, you will agree on the appropriate fee structure based upon those needs and the specific services required.

Making decisions about your wealth, whether you are deciding to grow it or protect it or both, starts with sound thinking:

Thinking that makes sense. Here's how our thinking starts when it comes to helping you make important financial decisions.

  • DiscoveryIdentify and think about the problem
    The first phase begins by thinking clearly about the problem. This is called the Discovery phase and this is where clarity is achieved around your goals and planning gaps are identified.
  • Creative SolutionsThink about the solution
    The second phase is the Creative Solutions phase where you think clearly about the solutions and make decisions regarding closing the planning gaps.
  • Strategy Deployment: Implement the solution
    The third phase is the Strategy Deployment phase where you implement the solution and help achieve your desired results.
  • Results ManagementManage the results
    The final phase is the Results Management phase where we establish a plan to manage and implement the results. This assures you have confidence your plan will work over time.

Working with a knowledgeable and experienced planner who has access to current technologies and a thorough understanding of tax rules and financial planning techniques is important. Working with an advisor who takes the time to understand your unique desires and goals is critical. We will take the time to help you make that assessment, develop a plan that works for you, and provide you with the tools and strategies necessary to successfully implement that plan.

Planning Horizon graphic

Copyright 2016 The Legacy Companies, LLC. Concepts used in these materials used with permission from The Legacy Companies, LLC.